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Which of the following statements is true:
I. Expected credit losses are charged to the unit's P&L while unexpected losses hit risk capital reserves.
II. Credit portfolio loss distributions are symmetrical
III. For a bank holding $10m in face of a defaulted debt that it acquired for $2m, the bank's legal claim in the bankruptcy court will be $10m.
IV. The legal claim in bankruptcy court for an over the counter derivatives contract will be the notional value of the contract.
A. I and III
B. III and IV
C. II and IV
D. I, II and IV
Answer: A
Explanation:
Explanation
Statement I is true as expected losses are the 'cost of doing business' and charged against the P&L of the unit holding the exposure. When evaluating the business unit, expected losses are taken into account. Unexpected losses however require risk capital reserves to be maintained against them.
Statement II is not true. Credit portfolio loss distributions are not symmetrical, in fact they are highly skewed and have heavy tails.
Statement III is true. The notional, or the face value of a defaulted debt is the basis for a claim in bankruptcy court, and not the market value.
Statement IV is false. In the case of over the counter instruments, the replacement value of the contract represents the amount of the claim, and not the notional amount (which can be very high!).
テーブル結合のUSING句とON句に関して正しいものはどれですか。
A. WHERE句を使用して、ONまたはUSING句を含むSELECTステートメントに追加の条件を適用できます。
B. ON句を使用して、名前は異なるがデータ型に互換性がある列のテーブルを結合できます。
C. USING句とON句の両方を等結合と非等結合に使用できます。
D. ON句を使用して、2つのテーブル間で最大1ペアの列を結合できます。
Answer: A,B
You have the Azure Information Protection conditions shown in the following table.
You need to identify how Azure Information Protection will label files.
What should you identify? To answer, select the appropriate options in the answer area.
NOTE: Each correct selection is worth one point.
Answer:
Explanation:
Explanation
Box 1: Label 2 only
How multiple conditions are evaluated when they apply to more than one label
* The labels are ordered for evaluation, according to their position that you specify in the policy: The label positioned first has the lowest position (least sensitive) and the label positioned last has the highest position (most sensitive).
* The most sensitive label is applied.
* The last sublabel is applied.
Box 2: No Label
Automatic classification applies to Word, Excel, and PowerPoint when documents are saved, and apply to Outlook when emails are sent. Automatic classification does not apply to Microsoft Notepad.
References:
https://docs.microsoft.com/en-us/azure/information-protection/configure-policy-classification
What are two Detection and Analytics Engines of Cognitive Threat Analytics? (Choose two.)
A. intelligent proxy
B. data exfiltration
C. snort
D. command and control communication
E. URL categorization
Answer: B,D
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