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A. Option C
B. Option B
C. Option D
D. Option A
Answer: C
Which of the following statements made by a registered representative selling a variable life insurance
policy would be likely to result in disciplinary action?
A. "Ms. Client, you should consider this as more of an investment than an insurance policy."
B. "This variable life insurance policy offers a death benefit just like your traditional life insurance policy,
Ms. Client."
C. Both Statements A and B are likely to result in disciplinary action.
D. "If you use the cash value of your existing life insurance policy, Ms. Client, you will be able to purchase
this new policy for little or no additional cash."
Answer: C
Explanation:
Both Statements A and B are likely to result in disciplinary action. Members are advised not
to recommend that a client finance a variable life policy using the cash value of an existing policy unless
that transaction is otherwise suitable for that particular client, and members are warned that proving such
a transaction was in the customer's best interest is probably going to be more difficult than an outright
sale of the variable life policy would have been. Members are also instructed that in no way should a
variable life insurance policy be promoted as an investment, a retirement plan, or a savings account.
Members are required to market it as what it is-life insurance.
Regarding PS switching and PS redirection, which of the following descriptions is wrong?
A. According to the UE capability, configuration parameters and algorithm strategy, whether to initiate blind handover can be determined by the two ways.
B. Both ways can support CSFB
C. The UE caller first sends an Extended Service Request to the ME.
D. PS switching does not need to read the system message of the 23G network, only the redirection needs
Answer: D
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