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次のうち、ネットワーク運用センターの静電気放電に影響を与えるものはどれですか?
A. 火災抑制
B. 環境モニタリング
C. 近接カードアクセス
D. 湿度コントロール
Answer: D
Which of the following statements is true?
A. For an issuer of life insurance policies, longevity risk can lead to reserves falling short of payments due
B. Under times of liquidity stress, both prepayments of loans extended and expected withdrawals from on-demand deposits will decrease
C. Only the drawn portions of credit facilities extended to clients by a bank count towards its liquidity exposure
D. Deterioration in the balance sheets of key counterparties is a concern for a liquidity manager even though it may not immediately affect a firm
Answer: D
Explanation:
Explanation
Deterioration in the balance sheets of key counterparties is a concern for a liquidity manager even though it may not immediately affect a firm, and this is true because counterparty failures may lead to liquidity shortfalls for an institution for no fault of its own. It is important for a liquidity risk manager to watch the health of key counterparties where exposure is concentrated and take timely steps to reduce it should the health deteriorate.
Under times of liquidity stress, prepayments of loans extended will decline while withdrawals of demand deposits are likely to increase. Both will not decrease, and therefore Choice 'b' is incorrect.
A bank is exposed to the undrawn portions of a line of credit extended to a borrower as the borrower, with superior information on its own finances, is likely to draw upon undrawn lines of credit thereby increasing the bank's exposure. Therefore Choice 'a' is incorrect. Generally, a portion of the undrawn part is counted towards a liquidity outflow.
Longevity risk is the risk facing sellers of annuities that their clients will outlive their assumptions on their length of life, while mortality risk is the downside risk for an insurer that clients will die sooner than expected causing the reserves to fall short of what is needed. Therefore Choice 'd' is not correct as the opposite is true.
展示を参照してください。正しいデバイス名または説明を正しい場所にドラッグして、このネットワーク図を完成させます。すべての名前または説明が使用されるわけではありません。
Answer:
Explanation:
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